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FinTech: Foundations, Payments, and Regulations

A smart, strategy-rich introduction to FinTech’s role in payments and regulation—quick, credible, and taught by Wharton experts.

access

Lifetime

level

Beginner

certificate

Certificate of completion

language

English

What will you learn in FinTech: Foundations, Payments, and Regulations Course

  • Gain an overview of FinTech and robo-advising markets, including their size and growth opportunities.

  • Explore consumer trust, behavioral finance, and choice architecture in FinTech adoption.

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  • Understand global payment systems, credit card economics, and merchant/consumer cost structures.

  • Examine regulatory trade-offs post-2008, global compliance frameworks, and RegTech innovation.

Program Overview

Module 1: Overview of FinTech & Market Size

⏳ ~1 hour

  • Topics: What is FinTech, robo-advising, insurtech, global market growth

  • Hands-on: Quiz evaluating market size and fintech adoption

Module 2: Key Considerations in FinTech

⏳ ~1 hour

  • Topics: Trust, risk aversion, millennials’ financial behavior, choice architecture

  • Hands-on: Assignment on behavioral trends in FinTech usage

Module 3: Payments

⏳ ~1 hour

  • Topics: Payment history, two‑sided markets, credit card costs, merchant vs. consumer burden

  • Hands-on: Quiz on payment models and fintech implications

Module 4: Regulation

⏳ ~1 hour

  • Topics: 2008 financial crisis, regulatory innovation vs. fintech growth, global regulatory frameworks, RegTech benefits

  • Hands-on: Final quiz to assess understanding of regulatory environments

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Job Outlook

  • Prepares learners for roles such as FinTech strategist, compliance analyst, payment systems consultant, or investment advisor.

  • Valuable across banking, investment, payments, and entrepreneurially-minded roles.

  • Equips learners to confidently craft strategy and regulatory alignment in FinTech initiatives.

9.7Expert Score
Highly Recommendedx
A compact and insightful introduction to how FinTech reshapes payments and regulatory frameworks. Offered by Wharton faculty, it’s excellent for beginners seeking credible knowledge in financial tech innovation.
Value
9.5
Price
9.3
Skills
9.8
Information
9.7
PROS
  • Taught by Wharton professors Natasha Sarin and Chris Geczy with real-world insights.
  • Ideal for learners with no prior finance experience.
  • Explains technical trade-offs and evolving payment frameworks clearly.
CONS
  • Lacks hands-on tools or simulations—no software labs.
  • Focuses more on strategy and structure than on practical fintech product building.

Specification: FinTech: Foundations, Payments, and Regulations

access

Lifetime

level

Beginner

certificate

Certificate of completion

language

English

FAQs

  • No prior finance or coding expertise is required.
  • Basic familiarity with financial services is helpful.
  • Core fintech concepts are explained from the ground up.
  • Suitable for professionals, entrepreneurs, and students.
  • Extra resources are provided for deeper technical learning.

  • Covers digital wallets, mobile payments, and peer-to-peer transfers.
  • Explains credit/debit card networks and back-end infrastructure.
  • Reviews innovations like real-time payments and blockchain-based systems.
  • Discusses consumer adoption trends and global use cases.
  • Highlights risks, fraud prevention, and compliance issues.
  • Introduces global regulatory frameworks for fintech.
  • Explains anti-money laundering (AML) and KYC compliance.
  • Covers data privacy and consumer protection laws.
  • Discusses sandbox environments for fintech startups.
  • Provides case studies on regulation shaping fintech innovation.
  • Gives insights into payment infrastructure and regulatory hurdles.
  • Explains how to build consumer trust through compliance.
  • Highlights innovation opportunities in digital lending and payments.
  • Encourages strategic thinking for fintech product design.
  • Useful foundation for startup founders, product managers, and investors.
  • Strong grasp of fintech fundamentals and business models.
  • Understanding of payment systems and transaction flows.
  • Awareness of regulatory landscapes shaping the industry.
  • Ability to assess fintech opportunities and risks.
  • Competitive edge in banking, consulting, or tech careers.
FinTech: Foundations, Payments, and Regulations
FinTech: Foundations, Payments, and Regulations
Course | Career Focused Learning Platform
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