10K Women Fra 3 Syllabus
Full curriculum breakdown — modules, lessons, estimated time, and outcomes.
Overview (80-120 words) describing structure and time commitment. This 8-week beginner-level course provides a practical introduction to financial literacy tailored specifically for women. Designed to build confidence and real-world money management skills, the course covers budgeting, saving, debt management, and foundational investing. Each module spans approximately two weeks and includes structured lessons with clear, actionable steps. Learners should expect to spend about 3-4 hours per week, totaling around 24-32 hours for the full course. Free to audit with a downloadable certificate upon completion, the program emphasizes behavioral change and long-term financial independence, making it ideal for those new to personal finance or seeking structured guidance.
Module 1: Foundations of Financial Literacy
Estimated time: 6 hours
- Introduction to money management
- Understanding income vs. expenses
- Needs vs. wants analysis
- Setting personal financial priorities
Module 2: Budgeting and Saving
Estimated time: 6 hours
- Creating a personal budget
- Tracking spending habits
- Building an emergency fund
- Strategies for consistent saving
Module 3: Managing Debt and Credit
Estimated time: 6 hours
- Understanding credit scores
- Types of debt and interest rates
- Strategies for debt repayment
- Improving creditworthiness over time
Module 4: Investing and Future Planning
Estimated time: 6 hours
- Basics of investing
- Retirement planning fundamentals
- Setting long-term financial goals
Module 5: Financial Confidence and Goal Setting
Estimated time: 4 hours
- Overcoming financial self-doubt
- Developing healthy financial habits
- Setting and tracking financial goals
Module 6: Final Project
Estimated time: 4 hours
- Create a personalized household budget
- Develop a debt repayment or savings plan
- Write a short reflection on financial growth and future goals
Prerequisites
- Basic reading and writing skills in English
- No prior financial knowledge required
- Access to a smartphone or computer with internet
What You'll Be Able to Do After
- Understand core principles of personal financial management
- Create and maintain a realistic household budget
- Apply foundational knowledge to saving, investing, and debt management
- Set achievable short- and long-term financial goals
- Make informed financial decisions with greater confidence